Initial disclosure document
The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority requires us to provide you with a document called an 'Initial Disclosure Document'.
This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.
What services do we provide?
We will provide you with either comparable details of firms most appropriate to your lending or purchase requirements or general information relating to finance products.
In assessing your requirements we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your needs.
It is important that you provide us with accurate and relevant information. You will not receive advice, or a recommendation from us, but we may ask questions to narrow down the selection of firms offered, from which you can more easily make your own choice if you so wish.
Whose products do we use?
As a Financial Conduct Authority regulated credit broker we can introduce you to a range of lenders who may be able to help you finance your vehicle and provide other products/services.
Do we charge for our services?
IWe are a commission and fee based organisation which means that we may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with us.
These fees may be variable or pre-set dependent on the product and the volume that we place with the chosen supplier.
Who regulates us?
Autohorn Limited/1stCar Leasing is authorised and regulated by the Financial Conduct Authority. Our firm’s reference number is 672629.
You can verify this on the Financial Conduct Authority's Register by visiting the Financial Conduct Authority's website: http://www.fca.org.uk/register/ or by contacting them on 0300 500 8082.
Other services we offer are not regulated by the Financial Conduct Authority however the Financial Ombudsman Services has now been extended to handle some complaints under the Consumer Credit Act.
If you have a complaint
Please visit our complaints procedure page.
* All vehicle images and car descriptions on this site are for illustration and reference purposes only and are not necessarily an accurate representation of the vehicle on offer.
T: 01904 55 75 44
1st Car Leasing
The Engine Works
Fermetol Trading Estate
Autohorn Fleet Services Ltd trading as 1st Car Leasing is a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 672629
Registered in England & Wales with company number : 3088452 | Data Protection No : Z7997455 | VAT No : 647417325
Registered Office : The Engine Works, Fermetol Trading Estate, Leeman Road, York, YO26 4XD | BVRLA Registration Number: 1919
Please note that failure to pay your monthly repayments could result in termination of your agreement, missing payments could have severe consequences and make obtaining credit in the future more difficult.
Copyright © 2019 1st Car Leasing, All rights reserved.